Welcome to Elderbridge

We are here to help you manage your loan. Get in touch today for answers to any query you might have about repaying your loan.

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Senior Management team

Vivek Agarwal, Chairman

Vivek Agarwal

Vivek is the Global Head for Enterprise Verticals Solutions and Portfolio Companies at Tech Mahindra and Non-Executive Director at Target.

He is responsible for creating a robust and differentiated portfolio of offerings for clients in each vertical, and organic and in-organic investments for building capability. He has been with Tech Mahindra since 2004.

Paddy Byrne, Non-Executive Director

Paddy Byrne

Paddy joined Target Group as CEO in 2012 and has overseen the turnaround and growth across the group. He became Group Chairman in August 2014.

Paddy has led businesses with turnover up to £450 million and 3000 people and has demonstrated a strong ability to continually improve profitability as a proportion of turnover. Paddy has successfully managed service provision for key elements of the National Infrastructure, including the London Metal Exchange's trading platform and the entirety of the Lloyd's of London insurance market’s support services. Paddy has also driven significant relationship led deals at C-level; most of these deals have involved high volumes, transformations and complexity, all of which have completed successfully.

Ian Larkin, Chief Executive Officer

Ian Larkin

Ian brings over 20 years of financial services experience to Target having worked at Lloyds Banking Group since 2005 running various businesses across retail and commercial banking.

His last role was MD of Lloyds Commercial Finance. Before joining Lloyds Ian was CFO at Virgin Money, prior to which he spent 4 years at McKinsey & Co and 6 years at Accenture. Ian co-leads the business with primary focus on business development and franchise growth. Ian has a 1st class honours Degree in Chemical Engineering from University College Dublin and an INSEAD MBA. He is also a Fellow of the Chartered Institute of Management Accountants.

Terry Baxter, Director of Risk & Compliance

Terry Baxter

Terry is an experienced compliance professional with over 27 years financial services experience including working for the PIA/FSA, PwC and as EMEA Head of Compliance for Computershare Investor Services. He has day to day responsibility for maintaining the risk and compliance framework that adds value to our customers, business and clients.

Prior to joining Target, Terry worked in professional services with Grant Thornton as a Director in its regulatory practice, where he led and participated in a number of skilled persons (s166) reviews, including responsible lending, risk management, suitability advice, financial promotions and compliance effectiveness. Terry's experience includes most financial services sectors, including brokers and intermediaries.

Iestyn Evans, Chief Financial Officer

Iestyn Evans

Iestyn is responsible for overseeing the financial management of the company and helping to drive forward our ambitious growth plans.

Prior to joining Target Iestyn worked as Group Finance Director at Amicus Finance PLC where he was responsible for leading the finance function and supporting the creation of the specialist bank. Iestyn brings a wealth of experience within financial services having held senior leadership roles at Lloyds Banking Group, Cambridge and Counties Bank and Omni Partners LLP.

Andrew Doman, Non-Executive Director

Andrew Doman

Andrew is currently Chairman at Castle Trust and a Non-Executive Director at One Savings Bank.

Andrew spent 22 years at McKinsey and Co before becoming CEO at Russell Investments then at Premium Credit. At Target, Andrew will help advise on our business strategy, bringing with him a wealth of C-level experience in financial services.